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Umbrella Liability Policies

ID Theft
June 12, 2018

5 Ways To Spring Clean Your Identity…
March 26, 2018

Winter Safety Tips
January 23, 2018

Don't fall for Cyber Monday scams
November 27, 2017

Ordinance & Law.....
October 13, 2017

6905 Route 227
P.O. Box 550
Trumansburg, New York 14886

607.387.9314 (fax)
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Don’t Let “Unexpected” Issues Surprise You!
October 25, 2018

When you see "small" things around your property, address them as soon as you can.

Do a “walk-through” of your property, inside and out! 

  • Inspect the attic or crawl space areas.
  • Look for wear on the seals around the windows and doors. 
  • How is the roof looking?  
  • Any visible cracks in the siding?
  • Clear the dryer exhaust vent of debris.
  • Check the refrigerator coils at least annually.
  • Test the smoke and carbon-monoxide detectors twice a year, replacing the batteries each time.
  • Have your HVAC system serviced annually.

When your home is your biggest investment, as it is for most Americans, maintaining it is a must.  Don't hesitate to get out the tools or call a professional if needed.  Keep on top of the small stuff, so you do not get any “unexpected” surprises.

Categories: Home Tips, Property Maintenance,
Property Preparedness
September 14, 2018

Tropical storms rarely make landfall in New York, although it is common for remnants of these storms to produce heavy rainfall and flooding.  Even areas well away from the coastline can be threatened by dangerous flooding, destructive winds and tornadoes from these storms.   We’d like to remind you of the need to make sure that you are prepared in the case of natural disasters.

Preparing Your Property    

  • Strong winds can cause trees and branches to fall, so before the threat, trim or remove damaged trees and limbs to keep you and your property safe.
  • Secure loose rain gutters and downspouts and clear any clogged areas or debris to prevent water damage to your property.
  • Reduce property damage by inspecting the roof, windows and doors, including the garage doors to make sure they are secure and in need of no repairs.
  • Purchase a portable generator or install a generator for use during power outages.
  • Put together a disaster supply kit, including a flashlight, batteries, cash, first aid supplies, and copies of your critical information if you need to evacuate.
  • Call your insurance agent to make sure you have enough insurance to repair or even replace your home or business.  Remember, standard homeowners/business owners insurance doesn’t cover flooding.  You’ll need a separate policy for it.

Categories: Home Tips,
Air Conditioning Systems
June 15, 2018

Spring is in full swing with warmer weather just around the corner.  Prior to awakening your air conditioner from hibernation, it's important to remember the benefits of routine maintenance.  Air conditioners are found in 90 percent of U.S. homes, but how much time is spent each year on maintenance?  In 2017, nearly 42% of all homeowners equipment breakdown losses involved air conditioning units with an average loss amount of $4,250.

The change of seasons is an ideal time to inspect and service your unit to minimize the potential for loss and improve the efficiency of your system.

View our Mechanical Breakdown Coverage to give you further protection in your home.  Contact your local agent for details.

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