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The Promise....
November 10, 2016


Winter Preparation....
November 7, 2016


Prevent Halloween Accidents With These Tips:
October 12, 2016


4 Easy Identity Protection Tips
September 12, 2016


Business Insurance Covers Your Risks
August 9, 2016


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FINGER LAKES FIRE & CASUALTY
6905 Route 227
P.O. Box 550
Trumansburg, New York 14886


607.387.6800
607.387.9314 (fax)
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Smoke Alarm Placement
December 5, 2016

The National Fire Protection Association recommends homes should have smoke alarms installed inside every bedroom, outside each sleeping area and on every level of the home, including the basement. 

 

You can help protect your family in a home fire with smoke alarms. Install smoke alarms on each level of your house (including the basement), outside each sleeping area, and inside each bedroom. Test each smoke alarm every month to make sure it is working correctly by pushing the test button with your finger. Replace smoke alarms every 10 years.


Categories: Fire Prevention, Property Maintenance, Safety,
The 12 Days of Christmas Safety!
November 29, 2016

Ahhh Christmas, it's just around the corner and many are scrambling to get everything done. Here's a few safety tips for your holiday season.

  1. Clean your Chimney.
  2. Make sure your outdoor lights are meant for outdoor use.
  3. Don’t leave cooking food unattended.
  4. Turn off all indoor & outdoor lights before going to bed.
  5. Use flameless candles.                                                            
  6. Always have a working fire extinguisher in the house.
  7. Use safe ladder practices when hanging lights.
  8. Keep trees away from any heat source.
  9. Do not overload electrical circuits or extension cords.
  10. Turn off Christmas lights before leaving the house.
  11. Keep sidewalks & steps clear to prevent slip & falls.
  12. Watch for exposed nails, wires or low hanging rafters when getting decorations out of the attic.


Categories: Fire Prevention, Home Tips, Safety,
Black Friday Shopping Tips...
November 21, 2016

During Black Friday, consumers will be hitting stores and online retailers to get a head start on buying gifts. Shoppers are naturally on the hunt for deals. However, it's also a great time for scammers and cybercriminals.

Here are five tips to protect your card and prevent fraud this Black Friday:

1. Avoid Deals Too Good to Be True                                                                                                     Although you may be shopping for deals, there are some discounts or promotions that might be a scam in disguise. If you get an email from an unknown sender advertising cheap or free electronics, travel tickets or other merchandise, be on the lookout for signs of a scam.  Schemers may ask you for your personal information or credit card details to get the deal, but avoid clicking on any links that request this information.

2. Use a Credit Card Instead of Debit                                                                                                         While you could choose cash to avoid having your information processed at POS systems, your next best bet is a credit card.  Credit card companies often will not hold you liable for fraudulent purchases.  In the event someone does get a hold of a card without permission, consumers are also liable for less money with a credit card than a debit card.

3. Block Your PIN from View                                                                                                                   Whether you're checking out at a store or withdrawing cash from an ATM, be sure to cover your PIN from view. This is to prevent people from looking over your shoulder or using a hidden camera to record your PIN.

4. Use Only Secured Sites                                                                                                                         Black Friday and its online equivalent Cyber Monday means more shoppers making purchases on the Internet. When shopping, only visit secured sites and look for the little icon of a padlock next to the webpage's URL to indicate that the site is safe to use.

5. Monitor Your Credit Card and Bank Statements                                                                               Cybercriminals might take advantage of the fact that you may be too busy with shopping and visiting family this Black Friday to actively monitor your financial accounts.  While you may be occupied, continue to look at your statements for any suspicious activity.

Finger Lakes offers enhancement endorsements to provide you with the best coverage for ID Theft. For only $25 you can get Identity Fraud coverage added to your policy.  Reach out to one of our Independent Agents for more information.

Let's Not Forget About Thanksgiving Season. Spend the time between now and Thanksgiving focused on gratitude for all we’ve been given.  Our national day of gratitude should be more than just a kickoff to Black Friday Shopping.


Categories: Enhanced Coverages, ID Theft, Scams,
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